IT technician secures his device from data breaches

Should I get Cyber Insurance? Is Cyber Insurance worth it?

Cyber attacks, ransomware and new disruptive technologies are making it difficult for small and medium size businesses to protect their information.

According to a Ponemon Institute study conducted in 2017,  only 21% of companies rated their ability to mitigate cyber risks, vulnerabilities and attacks as highly effective. Businesses have to adjust to the realities of an ever more expanding digital landscape. If a company’s information is accessed through a cyber-security breach, it could costs millions of dollars.

The study reported the global average cost of a data breach is $3.86 million. A number that would bankrupt many small and medium sized businesses. If a business or company processes online payments, uses cloud systems or stores company information and customer data it’s best to invest in cyber insurance.

Cyber insurance is designed to help organizations and businesses lessen the risk of exposure to cyber security breaches. The policies cover a variety of liability and property losses that result from a business engaging in various electronic activities, such as selling on the Internet or collecting data within its internal electronic network. If breached, companies may have to reimburse other companies for expenses relating to the data breach. This includes things like legal counsel, a digital forensics team and notification costs.  

It isn’t just large companies and corporations that are victims to hacking and phishing, small businesses are frequently targeted also. The Ponemon Institute study also reported that 61% of small businesses experienced a cyber attack last year.

And data breaches are only getting bigger.

The average size of breaches, based on the companies surveyed in the study, increased 2.2% every year on average and according to U.S Capital, 60% of small businesses go out of business within six months of an attack. Cyber insurance sometimes referred as cyber liability insurance has become essential in managing risk and mitigating damages caused by cyber attacks.

While looking into cyber insurance, it is important that any business understand how much coverage they need and that they’re taking actions to prevent breaches from happening all together. If you’re interested in learning more about cyber insurance coverage, plans, and pricing you can visit Fit Small Business to compare plans and get quotes

Encrypting your information, training staff members on how to identify phishing attempts and installing anit-virus software can dramatically improve a company’s ability to prevent a breach. A cyber insurance provider will also be looking for these as indicators to determine whether a business qualifies for coverage.

USA today reported on a breach that had occurred in 2016 to five sheriff and police departments in Maine. They were all victims of ransomeware attacks. One of the Sheriffs in Lincoln County didn’t want to pay the ransom but gave in after two days because of the huge risk losing their data would pose. Not every business needs millions of dollars of coverage, however, and for those who don’t usually access sensitive data, the cost can outweigh the risks.

Cyber Liability insurance can be tailored to meet the specific needs of a company and offers a variety of benefits that include: Data Breach Coverage, Business Interruption Loss Reimbursement, Forensic Support, Legal support and more. By having a trusted IT Partner, you can both develop a business continuity plan that can handle all disasters. And by having a disaster plan and a data protection plan you can rest easy knowing your information is safe.

When choosing a Managed IT Service Provider be sure to ask if they have cyber insurance and a disaster plan in place that meets your specific needs.

With Nerds Support, our clients have never been hacked, so you can have peace of mind knowing that your information is safe from hackers. We do the worrying for you so you can focus on growing your business and team. Be a happy client knowing your information is safely stored.

Contact us today for your FREE IT Cyber Audit!

Find out if your company is next for hackers: 305-551-2009

data-protection-in-miami aganist cyber criminals

A Freight Forwarder’s Guide to: Data Protection in Miami

At a glance, data protection seems pretty self-explanatory, but when business owners, such as Miami freight forwarders, look at all the things data protection consists of, these business owners will find that data protection is so much more than protecting data. Data protection is, literally, protecting the livelihood of your business.
Nerds Support’s data protection in Miami services consists of the following:

  • Daily automatic data backups
  • Heavy data monitoring
  • Business disaster recovery
  • Business continuity plans

These services can provide Miami freight forwarders the security they need to carry on their business in a sufficient manner. When combined with our Miami Cloud Services, freight forwarders will truly be able to take on their business on a global scale. Our IT Support Miami team has laid out the importance of each of our data protection services.

Daily automatic data backups

Nerds Support’s daily automatic backups in Miami use their highly monitored data centers to make sure your information is completely safe. Nerds Support’s automatic backups also save a copy of all your company’s information. This is so that if your information ever gets lost, you always have a copy of your latest information. This ensures that even in the worst case scenario, you would only lose a few files.

Heavy Data Monitoring

Nerds Support’s secure data centers constantly scan their servers for any detection of malware or hackers. If they catch something that doesn’t appear right, they alert business owners right away and let them know that the threat was being taken care of.

Business disaster recovery

When going into business, the first thing a freight forwarder should know is that a disaster is imminent. But the second thing a freight forwarder should know is that every business owner can combat disasters with a good disaster recovery plan.

Nerds Support’s disaster recovery plan has proven to be safe and effective for businesses. During Hurricane Irma, Nerds Support was able to keep their servers running at 100% before, during and after the hurricane. This made Nerds Support’s clients one of the few businesses that did NOT have to shut down because of the hurricane. With Nerds Support’s Miami Cloud Solutions, this also meant that employees could work from any place in the world. They didn’t have to miss a day of work.

Business continuity plans

There are many reasons for a business to temporary shutdown. Such reasons may include a power outage, a natural disaster, or even human error. But no matter what the scenario may be, it is important to be able to have a plan in place so that business owners can run their company again in a timely manner.

This is especially true for freight forwarders, who need to stay connected almost 24/7 in order for their business to run efficiently.

Contact Nerds Support

If you are a business owner on the go and you are ready to change your business’ security, contact Nerds Support. We will provide you with data protection in Miami services. You can fill out a contact form here, or call us at 305-551-2009.

a phone connecting his user to the world through cloud technology

Technology Challenges for Small Businesses in Miami

Technology: the only valuable tool that allows small business owners in Miami  to be confident about their existence in the industry. It helps them compete with various other giant multinational companies out there. But with old school internet technology taking the backseat and advanced technology like IoT (Internet of Things) and artificial intelligence emerging, rising expenses in the tech industry are seemingly expected. For startups, matching pace with big time players in their sphere can be challenging if they lack comparable resources. As per the information circulated by an independent research company called IPSOS.  Nine out of ten small businesses confirm that upgrading and maintaining costs of the business are a massive challenge for them. Moreover, merely 46 percent of business owners quote that their budget seems to be sufficient. They incorporate the same technical tools in their businesses that bigger companies use for their processes.

Whether you are planning to develop your current business or have just introduced one into the market, your focus is always expansion and profits. Although technology plays an essential role in fetching rich dividends for your business, it comes with certain challenges that act as roadblocks. Below is a list of some technology challenges that may resonate with small businesses.

  1. Poor Integration and Slow Network

One cannot be sure whether the new technology will integrate efficiently with the older applications or systems. As a result, there can be duplicate data entry and you might have to explore multiple places for essential information and several other inefficiencies. In addition, the slow network can affect the productivity and efficiency of the resources. However, systematic planning before implementing the new technology can curb this problem.

  1. Disaster and Backup Recovery Challenges

If you have experienced a server crash, power outage, accidentally deleted a file or faced any kind of data disaster in the past, you are probably aware of the importance of a dependable data recovery and a backup plan. Ensuring that you follow the disaster recovery procedures you can benefit in times when such events take place.  It will also help you eliminate the expenses and downtime for recovery via various other resources.

  1. Security Risks

Nowadays, hackers are adopting sophistication and targeting smaller businesses. Imagine the level of impact you would face if the trade secrets, HR records, customer information, and highly important data gets hacked. This risk can be eliminated by opting for cost-effective suites comprising of IT security solutions and procedures. These suites are sure to pay remarkable dividends in the future.

  1. Strategic IT Planning Deficiency

Business leaders and Technology need to function parallel to drive in growth. However, this is not the case with many small businesses. While having bigger visions in their mind, business leaders sideline the power of technology. They do not realize that it won’t be possible for them to accomplish their growth targets if the technology does not get in their way. It is mandatory for businesses to perfectly align the technology and business plans. This will allow organization to scale higher without constraints.

  1. Measuring Technology for Better Economic Growth

It is essential to remember that a growing company will also grow in terms of IT requirements. You cannot proceed with ancient IT tools. As the company grows, the IT requirements grow too. Making software processes more efficient by expanding your team while upgrading the technologies that aid in the smooth functioning of your business can be a good idea. Seems too much, doesn’t it?

The problems mentioned above prove that Internet Technology is a vital part of every business. Effective IT management can benefit you in saving money and time thus helping you gain many competitive advantages.




A lock to represent cybersecurity

In-Depth Look: CIO’s Role in Miami Cyber Security

Always misunderstood job roles are the ones that are at peak or form the basis of all other operations, but in reality, it is not so. The reality is that these sophisticated posts face the majority of challenges to fulfill their goals and achieve what we refer to as the perfect job satisfaction. When it comes to CIOs their task is to provide the business with the maximum security of resources and crucial information, at the same time meet the business objectives. This is the time where businesses want more progressive solutions for data storage, and tech experts prefer no other method than the cloud, but only the ones that rank high in cyber security terms. There are several other factors which play an important role that needs to be considered when taking into account cloud storage and the cyber security. serves a greater boon but has a higher risk of security as reported by many surveys conducted. And this is time where CIO’s take up another step and help their business understand the fact that despite the increased number of attacks, the easy availability of toolkits for low-level hackers to cause attacks such as the ransomware, and difficulties to keep up with the vulnerabilities so close to horizon cloud security is being taken care of.

How is security ensured?

Understanding the cloud, the protection of information operates on a model where both cloud providers and users share the burden of ensuring protection and assembly compliance mandates. However, the ultimate obligation for safety lies within your company and people who will need to answer to the assembly room in the act of any sort of breach.

The cloud model your organization employs which can be either of the three i.e., public, hybrid, or private will decide the extent of protection provided by the cloud issuer. Groups have extra widespread duties for Platform as a provider (PaaS) and Infrastructure as a service (IaaS) in comparison to Software as a service (SaaS) programs. With IaaS and PaaS, the dangers encompass the capability cessation of commercial enterprise operations, failing a compliance audit, or ever getting hit by a safety breach.

Factors to consider when you decide to migrate to cloud

CIOs need to take appropriate steps to make certain security at some point of the cloud migration method. Here are a few questions to ask whilst comparing cloud carriers:

What about the cloud infrastructure I choose, will it ensure least privilege laws for information get right of entry to without compromising security?

Are packages or structures designed with integrated safety functions together with an organization identity control machine?

How will we encrypt records in movement or at relaxation at some stage in the migration system and past?

What are the different third party compliance standards ought to be met, and the way does a cloud provider’s safety protocols map to industry standards?

How does the cloud company report its security for compliance purposes?

When you understand your necessities within the context of cloud services, you will be in a better role to put into effect safety protections.

Petya ransomware attack

A Massive New Ransomware Attack Named Petya is Spreading Around Miami and the Globe

Watch out! Another ransomware attack named Petya. Yes, WannaCryransomware is not dead yet. A massive ransomware attack is shutting computer systems at companies and banks across Russia, Ukraine, Spain, France, UK, India, and Europe. Petya ransomware is a nasty piece of ransomware and works differently from other malware. This ransomware does not encrypt files on a target system. Petya encrypts the hard drive’s master file table (MFT) and restricts access to the full system by seizing information about file names. Without a proper IT support Miami team, this ransomware is very likely to hit your business.

This ransomware attack hits around 2,000 computers in 12+ countries including the UK, US, France and Germany. Ukraine was the most affected country where the Chernobyl nuclear power plant systems were switched to manual.

Computer systems that have the most recent update of Microsoft’s software are safe from the attack. It is advisable to check you have installed the latest version of Windows.Victims should never pay the ransom as it encourages the hackers. Even if victims pay there is no guarantee that they will get back all their files.In order to protect yourself against any ransomware attack, you must be careful about unwanted files and documents sent over an email and should ignore links inside them if they are unverified.Be sure to run an effective anti-virus security suite on your PC and keep it up-to-date.

It is advisable to consult an IT Support Company to secure your wireless network, backup your business data, detect phishing scams and a lot more.